References on this website and in the Legal Notices to: Content mean any text, software, database, format, graphic and written work and all other materials (i) developed by, or on behalf of, us which form part of this website; and/or (ii) provided on or through this website with the permission of the third party owners.
Intellectual Property Rights mean (i) copyright, patents, database rights and rights in trade marks, designs, know-how and confidential information (whether registered or not); (ii) applications for registration and the right to apply for registration for any of these rights; and (iii) all other intellectual property rights and equivalent or similar forms of protection existing anywhere in the world.
In the Legal Notices, the heading used for each paragraph does not affect its interpretation. Except as otherwise provided in the Legal Notices, any reference to an enactment is a reference to that enactment as amended, extended, applied or re- enacted from time to time and includes references to any subordinate legislation made under that enactment. “Enactment” includes any legislation in any jurisdiction. References to persons include an individual, a body corporate and an unincorporated association of persons.
2. Access to this Website
This website is provided by Payment Card Technologies (Retail) Limited. Payment Card Technologies (Retail) Limited is a limited liability company registered in England and Wales with registered number 06691616 and registered office at Prospect House, 11-13 Lonsdale Gardens, Tunbridge Wells, Kent, TN1 1NU, United Kingdom.
By accessing this website, you agree:
That you will access its contents solely for your own private use.
to comply with all applicable laws and regulatory requirements relating to your use of this website.
to comply with all reasonable instructions we give you relating to this website.
not to use this website to distribute any information or data in contravention of any regulation or legislation (including, but not limited to, regulation or legislation governing financial services, money laundering or anti-terrorism).
You are responsible for all telecommunications charges relating to your use of this website.
3. Intellectual Property Rights
We (or our suppliers or third parties who have granted us permission to reproduce their material on this website) own all Intellectual Property Rights in the Content and this website. Nothing in the Legal Notices gives you any right, title or interest in the Content or this website and you do not acquire any such right, title or interest through your use of the website. If you need third party software to use this website, you agree to obtain a licence of that software at your own expense. Please also read the Copyright notices which apply to the Content and this website.
4. Material Provided by You
You agree to ensure that all material you send or upload to this website (including, but not limited to, e-mails, text, graphic files, still or moving images, or responses to any questionnaire available through this website) (Your Material) is legal, decent and truthful, complies with all laws and regulations, does not infringe the Intellectual Property Rights or other rights of us or any third party, is not defamatory, unreliable or misleading or otherwise objectionable and is free of bugs, worms or viruses.
You are solely responsible for Your Material. If we consider that any part of Your Material exposes us to the risk of a claim or complaint by a third party, we may block access to all or part of this website and remove all or part of Your Material. You must provide all reasonable assistance in this respect.
You agree not to use this website to advertise or sell any goods or services to other users of this website.
You agree not to publish any information or personal data relating to a third party.
5. No Warranties
We give no express or implied representation or warranty (whether statutory or otherwise) in respect of this website or the Content (including, without limitation, as to their condition, satisfactory quality, performance or fitness for purpose) and all such representations and warranties are excluded except to the extent that their exclusion is prohibited by law.
6. Limitations and Exclusions of our Liability
We cannot guarantee that this website will operate in accordance with your expectations or will be error free. We are not obliged to update this website but we may do so from time to time and we reserve the right to modify, restrict access to or close this website at any time.
Subject to the next paragraph (on liability for fraud or for death or personal injury arising from negligence):
Our liability to you in connection with this website (whether arising from negligence, breach of contract or otherwise) is only to take such actions as are reasonably required (in our sole discretion) in order to: remove or delete data entered in error, or remove or delete data that is the subject of dispute, or correct data entered in error. We are not liable to you for any loss of profits, business or data or for any indirect, special, incidental, consequential, punitive or exemplary loss, liability or costs (whether arising from negligence, breach of contract or otherwise) regardless of whether it was foreseeable or not. To avoid doubt, we are not liable for any damage or loss that may be caused to any equipment or software due to any viruses, defects or malfunctions in connection with accessing or using this website, Your Material or the Content.
7. Online Privacy
8. General Provisions
We reserve the right to vary or amend the Legal Notices from time to time. We will notify you of any such amendment by posting the relevant amendment to this website. Any changes shall take effect upon posting to this website.
may be exercised as often as necessary; are cumulative and not exclusive of rights or remedies provided by law; and may be waived only in writing and specifically.
Delay in the exercise or non-exercise of any such right is not a waiver of that right.
Nothing in the Legal Notices is to be taken to constitute a partnership between you and us, nor constitute either of you or us the agent of the other for any purpose.
A person who is not a party to the Legal Notices may not enforce any of the terms under the Contracts (Rights of Third Parties) Act 1999.
A failure by you or us to enforce a provision of the Legal Notices or a breach of a provision by the other or default by the other in performing a provision does not constitute a waiver and does not prevent you or us from subsequently enforcing that provision or from acting on such breach or a subsequent breach of the provision by the other party or default by the other party in performing that provision.
9. Governing Law
The Legal Notices shall be governed by and interpreted in accordance with English law and we and you each submit irrevocably to the exclusive jurisdiction of the English Courts.