Proven Track Record
As a business, we approach every project with integrity while putting our customers at the centre of every action we take

Our first class platform, people and processes remove the complexities of delivering financial services so you can put the focus back on your business.

We are proven through our 8-year track record in building long and successful partnerships with world-class businesses in travel, finance, corporate and government markets. We have enabled hundreds of clients to deliver value in prepaid, digital banking and travel compensation to grow, acquire and retain valuable customers.


We protect your business by putting security at the core of every layer of our infrastructure. From full PCI-DSS and ISO27001 compliance to independent security testing from industry-leading third parties including Ernst & Young and Portcullis, we’ve applied the banking industry’s longstanding security standards to our digital and mobile platforms.

Technology & Functionality:

Our architecture is constantly evolving using the most robust cloud-native technologies in the banking industry so that your business is always moving forward. Our proprietary digital.VISION platform combines both card based and banking payment services into customer accounts. These can be accessed via the web, mobile devices, ATM and in-branch.


Our philosophy is applied innovation to build cutting-edge services for your customers. Our very lifeblood demands that we continue to invest, develop and be at the forefront of cloud-based technology in banking and payments. We work closely to co-innovate with our partners, with the humility to learn from the world around us.

Dedicated Service & Support:

We provide round-the-clock customer service and technical support on demand. Our dedicated first and second-line support teams resolve issues from simple queries through to complex fraud management and transaction disputes, ensuring that your business always delivers a first-class customer experience.

Our Heritage:

We are a recognised award-winning industry leader with an expert team from the worlds of financial services and technology. Bringing together industry knowledge from multiple disciplines enables us to deliver strategic advice to advance your business.

Speak to one of our experts about our digital banking and payment solutions

THE PCT HUB – The latest news and expert opinions on all the important issues within the industry

Latest video

PCT Africa | Driving financial inclusion

"The time is right". Payment Cloud Technologies Africa is set to drive financial inclusion after successful launch events in Johannesburg and Cape Town.

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Latest news

Payment Cloud Technologies Africa Launch

PCT Africa's successful launch events in Johannesburg and Cape Town, start the business on the road to supporting hundreds of millions of the continents financially underserved.

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Latest in the media post

PCT launches Payment Cloud Technologies Africa

PCT Africa opens it's first office in Cape Town ahead of further planned expansion into the continent to accelerate financial inclusion among the 330 million adults currently undeserved by formal financial services providers.

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Shaping and guiding the future, together with each other

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